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Business loans

Business Loans

iTHINK Financial understands the needs of your business and we are dedicated to your success.

Whether you need a commercial real estate loan, vehicle loan, or business line of credit, our Commercial Lending experts know your local challenges and opportunities and can help you get the right loan for your needs so that you can succeed!

Our Commercial Lending Products*

  • Commercial Real Estate Loans to purchase, refinance, or improve your property:
  • Up to 85% loan-to-value
  • Terms of 5 and 10 years and amortization up to 25 years
  • Variable or fixed rates
  • Up to 75% financing for investment property
  • No prepayment penalty
  • Business Lines of Credit to borrow the money you need, when you need it:
  • Interest-only payments
  • Simple and fast loan application process
  • Unsecured credit limits up to $100,000 – limits up to $1,000,000 available for secured lines of credit
  • Easy access to funds
  • Letters of Credit
  • Term Loans for equipment, expansion, and working capital
  • Business Vehicle Loans
  • Business Visa® Credit Cards
   

We make it easy to apply!

 
Please Note: iTHINK Financial does not lend outside of the continental United States.

To apply for a Business Vehicle Loan, Business Credit Card, or Business Term Loan, click on the button below:


Apply Today! 

By applying for this Small Business Loan, I/we agree, if the application is approved, to personally guarantee the loan. If you do not wish to offer a personal guarantee and a commercial loan request with or without a personal guarantee is preferred, please complete the commercial contact form below.

For all other Business Loans, please complete the form below and a representative will respond within one business day:

 

For more information, contact a Commercial Lending Specialist at 800.873.5100, ext. 4772businessloans@ithinkfi.org, or visit a branch near you.

 



*Contact our Member Business Lending Adviser at 800.873.5100, ext. 4772 or businessloans@ithinkfi.org for more information on the rates, terms, fees and conditions that may apply. All commercial loans are subject to credit approval. iTHINK Financial membership and a business deposit account relationship are required for a business loan. iTHINK Financial Membership required. The rate you receive may be based on your credit history and other factors. The loan rate may be adjusted on a monthly basis, depending on changes in the Prime Rate. Other restrictions may apply. For details on the Business Checking that’s Federally insured by NCUA, please refer to a Business Account Disclosure. iTHINK Financial is an Equal Housing Lender.

 

†Services provided by non-affiliated, third-party vendors.

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